Your Money Adviser: Auto Insurance Is Costlier at Lower Incomes, Study Says

Lower socioeconomic factors like blue-collar work or renting can mean higher rates for even good drivers, the Consumer Federation of America says.

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Sketch Guy: No, Really: Just Ignore Day-to-Day Stock Market Fluctuations

If you take the long view, what happens this week in the markets is really not a big deal.

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Retiring: Nonprofit Work After Retirement? Maybe You Can Make It Pay

After careers in profit-making enterprises, baby boomers are seeking jobs in nonprofit groups where they can pursue their passions and a paycheck.

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Wealth Matters: Investing in an Emotional Trust Fund for Your Children

Thinking in financial terms when it comes to parental choices could make a difference in shaping children who grow up to lead meaningful lives.

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Costco’s Transition to Visa Cards Riddled With Problems

Citigroup, which is issuing the new Visa cards for Costco, has logged more than 1.5 million customer service calls on them.

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Your Money: Five Illuminating Takeaways From Your Family Money Letters

Readers had some hard-won insights that you may want to borrow when imparting wisdom to your children or relatives.

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Your Money Adviser: ‘Five-Year Plan’ in College Could Cut Income and Retirement

Students who are in school for an extra year or two pay more in tuition and debt and are not earning a salary or contributing to retirement.

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Sketch Guy: How Our Fears About Money Could Swing the 2016 Election

When we view this election cycle through the lens of financial fear, some of the outlandish things happening in both parties start to make a little more sense.

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The Haggler: Fur Flies in Doggy Door Dispute

A woman says she has been trying for more than a year to get a refund for a damaged pet door.

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Your Money: The Money Letter That Every Parent Should Write

A good, soulful letter can become a family keepsake and should include a list of crucial habits and the tangible things that have helped the family.

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Wealth Matters: Insurance May Have You Covered, but It Might Not Be Worth It

While a homeowners’ policy can be expanded to include risks like online bullying, such coverage may not be suitable for most people.

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Retiring: Renting Rooms to Travelers Can Be a Source of Income Later in Life

Renting through Airbnb, VRBO, HomeAway and others can also bring a stream of interesting sojourners to your home.

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Your Money Adviser: Adding Teen Driver to Auto Policy Yields Average 79% Premium Rise

Research shows that teenagers have the highest crash rate of any group in the United States.

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Your Money Adviser: Check Rental Car Coverage Before the Hard Sell

Your car insurance policy and credit card might be all you need, but don’t wait until the rental counter to figure it out.

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Strategies: The Fed’s Policies Have Gotten It in a Tangle

A look at the Federal Reserve’s own data suggests that its policies have led to financial imbalances that place it under pressure to raise rates.

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Your Money Adviser: Thinking About Co-Signing a Loan? Proceed With Caution

There are ways to remove yourself from a loan if the main borrower is in default, but it isn’t easy. And the loan can affect your credit even if it is paid on time.

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Sketch Guy: The Dual Roles of Money

Money can be tracked logically on a spreadsheet, but it’s important to understand our emotional response to money as well.

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Strategies: Gas Is Going Up, but Maybe Not Enough

Few drivers want to pay more for fuel, but with higher prices comes increased interest in fuel efficiency and less harm to the environment.

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Your Money: Getting a Reverse Mortgage, but Not From a Celebrity

Some community bankers are lending respectability to the often-maligned reverse mortgage.

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Retiring: Prescription Drug Abuse Among Older Adults Is Harder to Detect

Symptoms of addiction are often confused with aging, and prosperous baby boomers with access to more doctors and money can hide abuse well.

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Wealth Matters: Deciding if a Financial Adviser Is Right for the Job

As financial advising becomes a popular second career, potential clients must be diligent in determining whether an adviser is qualified for the job.

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Your Money Adviser: Some Income the I.R.S. Doesn’t Need to Know About

A rare tax exemption applies to short-term rental income from your home, but mind the fine print.

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Retiring: For Many Women, Adequate Pensions Are Still a Far Reach

Among a relatively small group of older women, those who worked in fields like health care, education and public administration have generally done better.

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Wealth Matters: Needing Cash, Some Small Business Owners Bypass the Bank

For some entrepreneurs, growing their businesses has a lot to do with their risk tolerance and how they think about cash flow and partnerships.

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Your Money Adviser: Using a Credit Card to Save for College

Some credit cards offer cash-back rewards for a 529 college savings account, but the benefit comes only if the balance is paid off every month.

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