Monday, November 28, 2016

Your Money: One Money Question to Rule Them All: How Much Is Enough?

We can get an idea of what to us feels like enough money by getting a baseline on spending and quantity, then homing in on quality.

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Retiring: College Towns Can Be Attractive Later in Life

University communities have advantages like intellectual stimulation, cultural amenities and a healthy economic base without a high price tag.

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Wealth Matters: Investing in Creativity, and in the Greater Good

How individual investors are contributing funds to artists who are working on important social issues.

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Sketch Guy: Stop Spending Based on Other People’s Wealth

Trying to keep up with the Joneses, when the Joneses’ real finances are unknown, is unwise, a financial planner reminds us.

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Monday, November 21, 2016

Fair Game: The Kind of Car Insurer That Gives Consumers the Best Value

Mutual insurance companies owned by policyholders paid claims at a higher rate, providing the best value to consumers, a study found.

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Sketch Guy: Six Ways Pretend Investors Differ From the Real Ones

Like children, some adults seem convinced that they can pretend to be investors, but that can be dangerous.

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The Haggler: A $28,000 Mystery: Will the Real Toner Supplier Please Stand Up?

A nonprofit that disputes huge bills from a supplier of printer toner is whipsawed between two companies, one of which is not even supposed to exist.

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Strategies: It’s Not Just the White House. Change Is in the Air on Wall St., Too

Since Donald J. Trump’s victory, stock futures, bonds and some stock sectors have reversed themselves, and investors can expect more uncertainty.

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Friday, November 18, 2016

Your Money: Should Trump Undo Investor Protections? Meet the Brokers of Madison County

Many brokers with troubled pasts are still running amok without their customers’ knowing their histories or their employers’ seeming to care much.

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Wealth Matters: How to Give an I.R.A. to Children Without Giving Up Control

A trusteed I.R.A. lets parents determine how, when and why their children receive the distributions from their retirement accounts.

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Retiring: No Rest at Rest Home: Fighting Bias Against Gays and Lesbians

If successful, Marsha Wetzel’s lawsuit against a senior living community in Illinois could set a legal precedent establishing housing providers’ responsibilities.

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The New Old Age: They’re Growing Older. Their Mortgage Debt Is Growing Deeper.

After pulling cash from their homes during the boom years, many older people are saddled with rising debt, making retirement more difficult.

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Your Money Adviser: How to Buy a Car When You Have an Upside-Down Loan

There are ways to minimize the financial pain of trading in a car that is worth less than what you owe.

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Insure This Business? Start-Ups Face Challenges

An entrepreneur might want to save money by ignoring potential liabilities, patents, copyrights or taxes, but such issues can be business killers.

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Economic View: Why Surging Stocks May Not Mean the Economy Trusts Trump

Rising share prices signify predictions of greater profits, but those profits could come at the expense of consumers if regulations are slashed.

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Thursday, November 17, 2016

Tech Fix: How Not to Overpay on Black Friday? Let the Web Be Your Guide

Despite what the ads say, the overwhelming majority of deals on the day after Thanksgiving are duds.

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Your Money Adviser: How Students Are Responding to the Changes in Federal Financial Aid

This year, for the first time, the Fafsa was made available on Oct. 1 — three months earlier than usual — for the next academic year.

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Monday, November 14, 2016

The New World of Money

This special section explores how political turmoil here and abroad is raising uncertainty in the global economy.

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Your Money Adviser: The Persistence of the Minimum Payment

Almost a third of credit card borrowers make payments at or near the monthly minimum amount, a new study shows, increasing the interest they pay.

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Sketch Guy: A Question for Uncertain Times: What Do You Still Control?

Like the outcome of the presidential election, investing can have unpredictable results because no one has any idea what the future holds.

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Friday, November 11, 2016

Your Money: We Have a Retirement Savings Problem. Politicians Can Help.

Half of all Americans who work in the private sector lack access to an employer-based retirement plan and efforts to increase those numbers have not yet amounted to much.

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Retiring: Bingo? Pass. Bring on Senior Speed-Dating and Wine-Tasting.

Senior centers have undergone profound changes in recent years to appeal to baby boomers who are living longer and expect more — much more.

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Your Money Adviser: How Refinancing Your Mortgage Can Pay Off Your Student Loan

A new program offers some benefits to borrowers with private loans but also carries risks, experts caution.

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Wednesday, November 9, 2016

Your Money: One Crucial Investing Question: Are Your Goals Different Now?

If your goals haven’t changed, resist a knee-jerk reaction based on an election that didn’t go your way.

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Monday, November 7, 2016

Sketch Guy: Skip Credit Cards and Preload Monthly Payments Instead

Before your next big purchase, use the preload method by setting up a savings account and automatically transferring the monthly payment to it.

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