Thursday, March 30, 2017

Sketch Guy: Sometimes, Spending Brings a Bigger Return Than Saving

We all get that nagging feeling that the money we want to spend on someone and something we love should be saved instead. Here’s a counterargument.

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Your Money Adviser: A Tax Penalty for I.R.A. Withdrawals Can Sneak Up on You

People who are 70½ are required to take initial withdrawals from their I.R.A.s. The deadline for doing so is April 1, which this year is a Saturday.

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Monday, March 27, 2017

‘Budget for Everything’: Basing Life on What You Can Afford

Readers of a recent article responded with stories of their financial trade-offs to make their priorities affordable.

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Wealth Matters: For Those Who Have It All, Charitable Wedding Registries

Rather than request sheets and china, some engaged couples are asking for contributions to their favorite cause.

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Strategies: The New Currency Champ Lives South of the Border

The Mexican peso has soared since Jan. 20, the day Donald Trump became president.

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The Haggler: A Pitch for Eyeglasses That Sounds Eerily Familiar

Mystery surrounds an online eyewear retailer whose customers report unnerving experiences over the phone.

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Tuesday, March 21, 2017

Sketch Guy: How to Turn Your Wishes Into Reality Instead of Regrets

Find one thing on your wish list, and do it today. The process is simple, and boring, but far from easy.

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Monday, March 20, 2017

Your Money Adviser: Filing for Federal College Aid Without an I.R.S. Shortcut

Financial aid forms for college just got a bit harder to complete, but it is worth the effort to get them done in a timely manner.

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Your Money Adviser: Ways to Save (and Not Spend) Your Tax Refund

The I.R.S. makes it easy to use your refund to buy savings bonds or to divide your refund among various bank accounts.

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Basing Life on What You Can Afford

We all face financial trade-offs. Needs over wants. Faith over financial facts. A dozen people from around the country share their stories.

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Wealth Matters: An Unorthodox Gift to Notre Dame from Muslim Philanthropists

A family of prosperous immigrants from Pakistan is giving $15 million to set up an institute for the study of religions.

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Retiring: When the Boss Is Half Your Age

Older workers — and their younger supervisors — say the dynamics are tricky but can work with effort on both sides.

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Friday, March 17, 2017

Your Money: Navigating Our Shameful, Maddeningly Complex Student Aid System

The removal of an online tool for importing tax data into a financial aid form has highlighted the enormous need for reforming the way we pay for college.

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Monday, March 13, 2017

Wealth Matters: A $2,000 Room and Stale Pastry? When Luxury Travel Goes Awry

Bad service? A noisy room? If you’re paying top dollar, it’s wise to contact a manager as soon as possible.

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Your Money Adviser: What to Do if You Have Medical Debt

About a quarter of adults under 65 have medical debt, but there are often ways to reduce it or pay it off over time.

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Retiring: Single? No Children? No Will? Big Mistake

It’s easy to procrastinate on drawing up the document, but it isn’t all that difficult to take charge of the chore.

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Your Money: Are You Middle Class Enough to Deserve a Health Care Tax Break?

The Republican health care bill sets income parameters that may — or may not — look like a useful benchmark, depending on your perspective.

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Strategies: Trump Immigration Crackdown Is Great for Private Prison Stocks

The worse the news for immigrants and their lawyers, the better it has been for the two publicly traded companies that operate for-profit prisons.

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Sketch Guy: The Wish List I Made After My Wife Almost Died

The shock of nearly losing a loved one can bring things into focus. What’s on your wish list? What might you regret if you don’t do it soon?

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Higher Education: A Fumble on a Key Fafsa Tool, and a Failure to Communicate

Applying for financial aid got harder at an inopportune time for many students, and federal agencies were slow to explain a problem with a data tool.

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The Haggler: Unhappy Customers Make Him Happy, and Rich

The owner of Special Operations Equipment delights in taunting his dissatisfied customers. And he says his sales increase when he does.

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Thursday, March 9, 2017

Your Money Adviser: Funeral Home Fees Vary Widely, and It’s Hard to Shop Around

Consumer watchdogs say that the biggest chain in the business, Service Corporation International, usually charges more than its rivals, but prices aren’t posted.

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Monday, March 6, 2017

Welcome, Airbnb Guest! Your Neighbors Are the Trumps

An apartment listed on the rental website until last week offered a prime location, luxurious appointments and a lot of security. It was inside Trump Tower.

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From Downsizing Boomers, a Flood of Donated Art

The need or urge to offload art collected since the 1970s is both a bonanza and a challenge for institutions like the Minnesota Historical Society.

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The (Mostly) Safe Golf Cart

Golf carts are ubiquitous in retirement communities. But the slow-moving vehicles are also largely unregulated.

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