All Business Is Good Business: October 2016

Monday, October 31, 2016

Itineraries: Thinking of Renting a Car in the Yucatán? Think Twice

Because national laws vary, the make of car you drive at home might not have the same safety features in many other countries.

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Improve Your Odds of Getting a Safe Rental Car Abroad

Some tips on how to weed out the worst cars.

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Friday, October 28, 2016

Public Sacrifice: Even Math Teachers Are at a Loss to Understand Annuities

Schoolteachers and other government and nonprofit workers are often at the mercy of confusing contracts tied to arcane investments, sold by representatives who may not understand them.

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Your Money: The School of Wants and Needs — and Wood-Fired Showers

A prep school that prepares students for entry into competitive colleges, but also teaches them how to raise livestock, grow vegetables and chop wood.

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Your Money Adviser: Keeping Your Affordable Care Act Plan Affordable

Many with health insurance through government marketplaces are eligible for financial help that can significantly lower those premiums.

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Wealth Matters: Aligning Your Investments With What Motivates You

In finance, phi is a way for investors to quantify how their motivations, or the motivations of their money managers, will affect long-term returns.

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Wheels: Let the Lessee Beware: Car Leases Can Be the Most Binding of Contracts

An auto lease, a common alternative to buying a vehicle, is a three-party contract that can be hard to break.

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How a Car Lease-Transfer Broker Works — or May Not

A driver looking to end a car lease early might turn to a broker, but using such a service comes with its own costs and restrictions.

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Why Wait a Month for a Sofa That’s Not Even What You Wanted?

Start-ups are trying to break off pieces of the furniture market by offering custom sizes and colors, or more affordable prices, and quicker turnaround.

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Wednesday, October 26, 2016

Public Sacrifice: An Annuity for the Teacher — and the Broker

Brokers discuss the high-pressure job of selling variable annuities for 403(b) plans to public schoolteachers.

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Your Money Adviser: Employees, Do the Homework on Job-Based Health Coverage

Workers should look beyond the plan’s monthly premium to consider other costs that they might have to pay out of pocket.

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Monday, October 24, 2016

Public Sacrifice: Answers to Questions About 403(b) Plans

A 403(b) plan is similar to the more familiar 401(k), but it is subject to less stringent securities regulations.

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Sketch Guy: Do Your Investments Actually Help You Reach Your Goals?

The answer to this basic question is the key to ensuring you’re on the right path, a financial adviser writes.

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I’m 29 and I never learned how money works. It’s time to fix that.

Simple answers to questions you’ve always had about money.

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The Haggler: Do Not Anger the Travel Gods. Sweat the Details.

When the travel insurance company Allianz denies a claim for a trip that was canceled for medical reasons, a traveler seeks help getting a reimbursement.

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Friday, October 21, 2016

Public Sacrifice: Think Your Retirement Plan Is Bad? Talk to a Teacher

Schoolteachers and others who pursue careers of service in exchange for modest paychecks get lightly regulated retirement plans that often charge excessive fees.

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Retiring: Migrant Workers in Recreational Vehicles

Work camping combines elements of the gig economy, telecommuting and contingent labor, and attracts older adults seeking more money and more meaning from life.

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Wealth Matters: Red-Flag Time: Your Broker Offers a Can’t-Miss Sales Contest

When brokers try to sell a product like a securities-backed loan, they aren’t being charitable. They are trying to make money.

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Economic View: I Paid $2,500 for a ‘Hamilton’ Ticket. I’m Happy About It.

High prices are a natural reflection of great demand and scant supply. In a free market, they are inevitable until demand subsides or supply expands.

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Thursday, October 20, 2016

‘Lions Hunting Zebras’: Ex-Wells Fargo Bankers Describe Abuses

In legal filings and statements, former employees of the bank said immigrants, older adults, college students and Native Americans were targeted for fake accounts.

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