Sketch Guy: The Paranoid Survive, but They Burn Out. Take a Break.

Don’t think that every moment, ounce of energy and extra cent needs to be maximized. Cut some slack and get used to having a little excess instead.

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Your Money: Finally, Private Unemployment Insurance. But Will Anyone Buy It?

IncomeAssure offers coverage that provides half your pretax pay, minus state jobless benefits, for up to 24 weeks.

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Wealth Matters: Renovations That Add Value to a Home: Think Shingles, Not Marble

Even when updates increase a home’s price, the increase may not line up with the costs of the changes. Certain changes may even lower a home’s value.

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Retiring: The Best Way to Help a Grandchild With College

If a college student is receiving financial aid, grandparents need to take steps to make sure that their help is not a hindrance.

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Your Money Adviser: Charity Navigator Tweaks Its Rating System

The organization says it will change how it assesses a charity’s financial health to provide a better picture over time.

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Your Money: Discover Offers No-Strings FICO Score

The Discover credit services company has set up a website that will supply credit score information even for consumers without a Discover card.

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Your Money Adviser: Rising Premiums for Universal Life Insurance Draw Scrutiny

Some older policyholders are going to court over sharp premium increases that they say are hurting them financially.

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